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Site Disclaimer

The information and services set out in this site are available only to Australian residents and businesses.

The information on this site is current at the date of publication but may be subject to change without notice.

CIF does not warrant or represent that the information is free from errors or omissions. CIF recommend you contact our office for confirmation of this information and details.

The calculator within this site is intended as a guide only as results could vary due to other factors within your business model/structure, changes within CIF policy and/or government and taxation laws.

CIF TURNOVER/PAYMENT CALCULATOR

Step 1 : Enter the period in months that you expect to turn your stock over (between 1 & 6 months).
Step 2 : Enter the amount you wish to borrow to purchase this stock.
Step 3 : Enter the profit margin in % you expect to make when you sell this stock.

After entering these variables, the result in Term 1 will give you an indication of what your profit will be after you sell your stock in the initial turnover period and after interest, and the loan is repaid at the end of this nominated term.

The other terms which are below Term 1 takes into account what your future profit will be if you didn’t repay this loan but instead re-invested your initial capital and profits for a full 12 months. From this, you can see how your sales and profit multiply yet your loan amount and interest charges remain the same.

No matter whether you are after short term or long term finance, this will help you understand that this finance option is suitable for both and can help you enjoy higher sales and profits.